Needs analysis calculator
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| Province | ||
| Date | Apr 24, 2026 | |
| Total need | ||
| What you have | ||
| Recommendation | ||
| Immediate needs | |
| Debt repayment (mortgage, car loans, student loans or credit card debt) | |
| Private medical treatment costs |
| Future needs | |
| Monthly income replacement for you | |
| Number of months for you | |
| Monthly income replacement for your spouse/caregiver | |
| Number of months for spouse/caregiver | |
| Ongoing medical costs (hospital parking, medications, rehabilitation) |
| Available funds | |
| Existing critical illness insurance coverage |
Needs analysis calculator
Compatible with desktop only.
Are you covered?
Critical illness insurance
Step 1 of 4: Basic information
We need to make some calculations based on tax rates
Step 2 of 4: Immediate needs
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$
More information on costs
Step 3 of 4: Future income needs
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$
$
Step 4 of 4: Available funds
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Try the Budget planning tool or the Know your risk calculator to see how insurance can meet your needs and fit into your budget. Work with one of our trusted advisors to help build a plan for you.